@import url('fonts.css');
:root{--ink:#192131;--muted:#626c7c;--blue:#3654ed;--line:#dfe2e8;--surface:#f3f5f8;--white:#fff;font-family:Manrope,Arial,sans-serif;color:var(--ink);font-size:100%;color-scheme:light}*{box-sizing:border-box}body{margin:0;background:#f3f5f8;line-height:1.65}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}a{color:var(--blue);text-underline-offset:4px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(2rem,4.1vw,3.4rem);line-height:1.12;letter-spacing:-.04em;max-width:1040px;margin-bottom:22px}h2{font-size:clamp(1.45rem,2.5vw,2rem);line-height:1.3;letter-spacing:-.025em}h3{font-size:1.15rem;line-height:1.4}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--blue);outline-offset:4px}[hidden]{display:none!important}.wrap{width:min(1220px,calc(100% - 64px));margin:auto}.header{background:white;border-bottom:1px solid var(--line)}.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:92px}.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--ink);font-weight:750}.brand small{display:block;font-weight:400;color:var(--muted);font-size:.85rem}.monogram{font-size:2.25rem;color:var(--blue);letter-spacing:-.09em}.back-site{color:var(--muted);font-size:.9rem}.intro{padding:48px 0 28px}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.78rem;font-weight:750;color:var(--blue);margin-bottom:18px}.lead{font-size:1.08rem;max-width:840px;color:var(--muted);margin-bottom:12px}.privacy-line{font-size:.86rem;color:var(--muted)}.tabs{display:flex;gap:8px;flex-wrap:wrap;margin:8px 0 24px}.tab{padding:13px 20px;border:1px solid var(--line);background:white;border-radius:8px;font-weight:650;color:var(--ink);font-size:.95rem}.tab[aria-selected=true],.primary{background:var(--blue)!important;color:white!important;border-color:var(--blue)!important}.panel{background:white;border:1px solid var(--line);border-radius:18px;padding:32px;min-height:360px;margin-bottom:30px}.panel-head{display:flex;justify-content:space-between;gap:20px;align-items:start}.muted{color:var(--muted)}.small{font-size:.86rem}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.scenario{display:grid;grid-template-columns:38px 1fr 22px;gap:12px;align-items:start;text-align:left;background:white;color:var(--ink);border:1px solid var(--line);border-radius:12px;padding:22px;transition:border-color .15s,background .15s}.scenario:hover{border-color:var(--blue);background:#f7f8ff}.scenario .number{font-size:.83rem;color:var(--blue);padding-top:3px}.scenario strong{display:block;font-size:1.05rem;line-height:1.4;margin-bottom:7px}.scenario small{display:block;color:var(--muted);font-size:.88rem;line-height:1.55}.arrow{color:var(--blue)}.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.btn{border:1px solid var(--line);border-radius:8px;background:white;display:inline-flex;align-items:center;justify-content:center;padding:12px 19px;min-height:48px;color:var(--ink);font-weight:650;text-decoration:none}.btn:disabled{opacity:.45;cursor:not-allowed}.linkbtn{border:0;background:none;color:var(--blue);padding:8px 0;text-decoration:underline;text-underline-offset:4px}.question{max-width:830px}.question fieldset{padding:0;border:0;margin:20px 0}.question legend{font-size:1.4rem;font-weight:700;margin-bottom:22px;line-height:1.45}.choice{display:flex;gap:12px;align-items:start;border:1px solid var(--line);border-radius:9px;padding:14px 16px;margin:9px 0;cursor:pointer;background:white}.choice:has(input:checked){border-color:var(--blue);background:#f0f3ff}.choice input{accent-color:var(--blue);width:20px;height:20px;flex:none;margin-top:4px}.choice span{font-size:1rem}.progress{height:5px;width:100%;background:var(--surface);border-radius:5px;margin:16px 0 24px;overflow:hidden}.progress span{display:block;height:100%;background:var(--blue)}.stepbar{display:flex;justify-content:space-between;align-items:center;color:var(--muted);font-size:.9rem}.note{padding:16px 20px;background:#f0f3ff;border-left:3px solid var(--blue);margin:20px 0;border-radius:0 8px 8px 0}.warning{background:#fff7e8;border-color:#98661c}.error{color:#a22929;font-weight:600;margin:16px 0}.result-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(240px,1fr);gap:36px}.result-grid aside{border-left:1px solid var(--line);padding-left:28px}.result-section{margin-bottom:28px}.result-section li{margin-bottom:10px}.templates-list{display:grid;gap:9px}.templates-list button{text-align:left;justify-content:start}.reading{padding-left:20px}.reading li{margin:8px 0}.outcome{background:var(--ink);color:white;padding:22px;border-radius:12px;margin-bottom:24px}.outcome .muted{color:#c9d0dd}.outcome strong{display:block;font-size:1.6rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;max-width:900px}.field{display:flex;flex-direction:column;gap:8px}.field label{font-size:.91rem;font-weight:650}.field input,.field select{width:100%;min-height:48px;border:1px solid #bbc2cf;border-radius:8px;background:white;color:var(--ink);padding:10px 12px}.field small{font-size:.8rem;color:var(--muted)}.wide{grid-column:1/-1}.rowgroup{border:1px solid var(--line);border-radius:10px;padding:18px;margin:12px 0}.month-row{display:grid;grid-template-columns:1fr repeat(4,minmax(90px,1fr));gap:10px;align-items:end;margin:12px 0}.month-row .field label{font-size:.78rem}.month-row input{padding:8px}.payment-row{display:grid;grid-template-columns:1fr 1fr auto;gap:14px;align-items:end;margin:12px 0}.tablewrap{overflow:auto;max-width:100%}table{border-collapse:collapse;width:100%;margin:18px 0;font-size:.92rem}td,th{padding:13px 12px;border-bottom:1px solid var(--line);text-align:left}th{background:var(--surface);font-weight:700}td:last-child,th:last-child{text-align:right}.amount{font-size:2rem;font-weight:750;letter-spacing:-.025em;margin:10px 0}.document{white-space:pre-wrap;font-family:Georgia,'Times New Roman',serif;line-height:1.8;border:1px solid var(--line);padding:32px;border-radius:8px;background:#fff;overflow-wrap:anywhere}.document h3{text-align:center;font-family:inherit;font-size:1.2rem}.document p{margin:0 0 16px}.catalog{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.catalog button{display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-start;text-align:left;padding:20px;gap:8px}.catalog .small{color:var(--muted);font-weight:400}.status{position:fixed;bottom:25px;left:50%;transform:translateX(-50%);max-width:calc(100% - 32px);background:var(--ink);color:white;border-radius:10px;padding:14px 22px;z-index:1000;box-shadow:0 6px 24px #19213133}.seo{padding:25px 0 40px;max-width:950px}.seo details{border-bottom:1px solid var(--line);padding:16px 0}.seo summary{font-weight:650;cursor:pointer}.seo details p{margin:14px 0}.footer{padding:30px 0 160px;background:white;border-top:1px solid var(--line);font-size:.88rem;color:var(--muted)}.footer .wrap{display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:white;padding:12px;z-index:999}.chip{display:inline-block;padding:5px 10px;background:var(--surface);border-radius:5px;color:var(--muted);font-size:.8rem;margin-bottom:14px}#print-area{display:none}.empty{padding:20px 0;color:var(--muted)}
@media(max-width:760px){.wrap{width:calc(100% - 32px)}.header .wrap{min-height:78px}.brand{gap:10px;font-size:.9rem}.back-site{font-size:.8rem}.intro{padding-top:32px}h1{font-size:2rem}.tabs{display:grid;grid-template-columns:1fr 1fr}.tab{padding:12px 9px;font-size:.84rem}.panel{padding:21px 18px;border-radius:12px}.grid,.catalog,.result-grid,.form-grid{grid-template-columns:1fr}.result-grid aside{border-left:0;border-top:1px solid var(--line);padding:24px 0 0}.scenario{padding:18px 15px;grid-template-columns:28px 1fr 16px}.panel-head{display:block}.panel-head .linkbtn{margin-bottom:10px}.question legend{font-size:1.2rem}.actions .btn{flex:1 1 160px}.month-row{grid-template-columns:1fr 1fr;border-bottom:1px solid var(--line);padding-bottom:18px}.month-row>strong{grid-column:1/-1}.month-row .field label{font-size:.83rem}.payment-row{grid-template-columns:1fr}.document{padding:22px 18px}.stepbar{align-items:flex-start;gap:12px}.amount{font-size:1.6rem}.outcome strong{font-size:1.35rem}.footer .wrap{display:block}.wide{grid-column:auto}}
@media print{body>*{display:none!important}body{background:white;color:black}#print-area{display:block!important;font-family:'Times New Roman',serif;font-size:12pt;line-height:1.5}#print-area h1{font-size:15pt;letter-spacing:0;text-align:center;margin-bottom:24pt}#print-area p{white-space:pre-wrap;overflow-wrap:anywhere;margin:0 0 12pt}@page{size:A4;margin:20mm}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

.panel,.field,.question,.question fieldset,.choice span,.result-grid>*,.grid>*,.catalog>*{min-width:0}fieldset{min-inline-size:0}.btn,.tab,.scenario strong{overflow-wrap:anywhere}@media(max-width:360px){.header .wrap{gap:12px}.back-site{max-width:80px}h1{font-size:1.75rem}.question legend{font-size:1.12rem}}

@media(max-width:360px){.brand>span:last-child{white-space:nowrap}.brand{font-size:.8rem}.brand small{font-size:.75rem}.header .wrap{gap:10px}.back-site{max-width:67px}.monogram{font-size:2rem}}